Everyone thinks that you just need good investments to make money from money. However, you as the investor also need to have good habits, as generally emotional responses can destroy the viability of a very good investment. The four main…
Default super – what do you actually have sitting there?
So you have just started work and your employer has given you a lot of forms. They seem like they are written in another language for all the sense they make to you. They start talking about superannuation; you have…
Gearing in self-managed super funds
BORROWING to invest, or gearing, is a popular way to accelerate wealth accumulation. But, as is often the case, there are exceptions to the rule, and the risks can be significant if not managed carefully. The latest trend in self-managed…
What do you want to leave behind?
This is a very personal question and everyone is different. At one end of the scale you have those that live off the “smell of an oily rag” to pass everything they possibly could onto their children or you have…
What are the changes to the asset test limit in January 2017?
Centrelink has recently sent out correspondence to recipients notifying them of the upcoming changes taking effect in January 2017. This is one of the biggest changes to the social security system we have seen in recent years. If you are…
