The original versions of super were defined benefit pensions. When you worked for the state or federal government or a company for 40 plus years they paid you a benefit of a percentage of your salary when you finished working…
Gearing – has it gone out the window?
Gearing doesn’t seem to have the buzz around it that it once did. The government tried to play around with the deductibility of gearing in the last budget but ended up leaving it alone. There has also been talk that…
Posted in Articles Tagged with: # Neutrally, #FinancialFreedom, #Gearing, #Negative, #Positive, #RitchieAdvice
Sustainable investing
Sustainable investment has certainly become more popular over the last 5 years, what does this mean for investors. Sustainable, responsible and impact investing (SRI) is an investment discipline that considers environmental, social and corporate governance criteria to generate long-term competitive financial returns and positive…
Posted in Articles Tagged with: #ErinPress (nee Gourlay), #Financialadvice, #FinancialFreedom, #RitchieAdvice, #SustainableInvesting
Savings Accounts – why have them and what to look for
At different stages of our lives we all want to save for something exciting; a new house, car or holiday, just to name a few. You wouldn’t use a savings account for long term savings to provide your income in…
Strategies to avoid emotional investing
When it comes to investing we are often our greatest enemy. When things are going well we are happy and like to keep things as they are but when are going badly we get fearful and often make bad choices.…
Posted in Articles Tagged with: #EmotionalInvesting, #Goals, #PlanForTheFuture, #RitchieAdvice #FinancialFreedom
